Total Annual Credit Value
$9,796
across 6 cards · 120 tracked benefits
This Period — Outstanding
$11,051.90
of $11,051.90 available right now
Claimed
0.0%
of currently-active credits used
Today
Jun 13, 2026
period clocks tick on cadence

Card Summary — ranked by net annual value (credits − fee)

Card Annual Fee Annual Credit Value Net This Period Used This Period Outstanding Benefits
Amex Personal Platinum $895 $3,183 $2,288 $0 $1,735.95 28
Amex Business Platinum $695 $2,854 $2,159 $0 $5,114 22
Chase Sapphire Reserve $795 $2,789 $1,994 $0 $3,244 37
Citi / AAdvantage Business World Elite Mastercard $99 $300 $201 $0 $335 11
Amex Business Gold $375 $545 $170 $0 $282.95 10
Citi / AAdvantage Platinum Select (Personal) $99 $125 $26 $0 $340 12
Reset

All Benefits — 37 shown

Benefit Card Category Cadence Annual $ This Period $ Status / Mark Used
● $500 The Edit by Chase Travel Credit
Stays 2+ nights via The Edit by Chase Travel.
$250 Jan-Jun + $250 Jul-Dec, each forfeited at half-year
 Chase Sapphire Reserve Travel Semi-Annual
2026-H1
 $500 $250
● Priority Pass Select + Sapphire Lounges
Includes Sapphire/Chase Lounges + Priority Pass restaurants.
Enrollment required
 Chase Sapphire Reserve Lounge Annual
2026
 $469 $469
● $400 ZipRecruiter Credit
Statement credit on ZipRecruiter.
Cardmember year
 Chase Sapphire Reserve Business Annual
2026
 $400 $400
● $300 Annual Travel Credit
Auto-applies to virtually any travel purchase. Easiest credit to use.
Cardmember anniversary year
 Chase Sapphire Reserve Travel Annual
2026
 $300 $300
● $300 DoorDash Promos
Activation required. Promos applied via DoorDash app.
Each month's $25 forfeited end of month
 Chase Sapphire Reserve Dining Monthly
2026-06
 $300 $25
● $250 Chase Travel Hotels Credit
Select hotels via Chase Travel portal.
Cardmember year
 Chase Sapphire Reserve Travel Annual
2026
 $250 $250
● $200 Google Workspace Credit
Statement credit on Google Workspace subscription.
Cardmember year
 Chase Sapphire Reserve Business Annual
2026
 $200 $200
● $120 Lyft Credit ($10/mo)
Set CSR as default Lyft payment.
Each $10 expires monthly
 Chase Sapphire Reserve Travel Monthly
2026-06
 $120 $10
● Complimentary DashPass ($120 value)
Free DashPass membership. Activate via Chase/DoorDash.
Activation required by deadline
 Chase Sapphire Reserve Dining Annual
2026
 $120 $120
● $100 Curated Gift Card Credit
Redeem via Chase portal.
Cardmember year
 Chase Sapphire Reserve Shopping Annual
2026
 $100 $100
● Global Entry / TSA / NEXUS Credit
Pay app fee with card.
Every 4 years
 Chase Sapphire Reserve Travel Every 4 Years $30 $120
● $500 Shops at Chase Credit (at spend tier)
Redeem via Chase Shops portal.
Unlocked at higher spend tier
 Chase Sapphire Reserve Shopping Spend-Unlocked
2026-spend
 use-based $500
● 1:1 Point Transfer to Travel Partners
United, Hyatt, Southwest, Air Canada, Air France-KLM, BA, etc.
While account open
 Chase Sapphire Reserve Points Multiplier On-Demand use-based — on-demand
● 3x Advertising Points
3x UR on eligible advertising spend.
While account open
 Chase Sapphire Reserve Points Multiplier On-Demand use-based — on-demand
● 4x Direct Flights/Hotels Points
4x UR pts when booking direct with airline/hotel.
While account open
 Chase Sapphire Reserve Points Multiplier On-Demand use-based — on-demand
● 5x Lyft Points
5x UR pts per $1 on Lyft (in addition to $120 credit).
Through partnership
 Chase Sapphire Reserve Points Multiplier On-Demand use-based — on-demand
● 8x Chase Travel Points
8x UR pts on Chase Travel portal.
While account open
 Chase Sapphire Reserve Points Multiplier On-Demand use-based — on-demand
● Avis President's Club / Hertz Pres Circle / Nat'l Exec
Top-tier rental status across 3 majors.
Enroll via Chase benefits portal
 Chase Sapphire Reserve Status On-Demand use-based — on-demand
● Baggage Delay Insurance ($500)
$100/day for 5 days.
Delay >6 hours
 Chase Sapphire Reserve Insurance/Protection On-Demand use-based — on-demand
● Cell Phone Protection ($1K/claim)
$50 deductible. HIGHER limit ($1K) than Amex cards' $800.
Pay cell bill with card
 Chase Sapphire Reserve Insurance/Protection On-Demand use-based — on-demand
● Emergency Evacuation ($100K)
Coordinated through benefit administrator. Up to $100K.
Per incident
 Chase Sapphire Reserve Insurance/Protection On-Demand use-based — on-demand
● Emergency Medical & Dental
Reimbursement while traveling.
Per incident
 Chase Sapphire Reserve Insurance/Protection On-Demand use-based — on-demand
● Extended Warranty (+1y on ≤3y warranties)
Adds 1 year. Note: Amex covers warranties up to 5y.
Original warranty ≤3yr
 Chase Sapphire Reserve Insurance/Protection On-Demand use-based — on-demand
● IHG One Diamond Elite (at $120K spend)
Activation req.
Spend $120K to unlock top tier
 Chase Sapphire Reserve Status Spend-Unlocked
2026-spend
 use-based — on-demand
● IHG One Rewards Platinum Elite
Auto Platinum Elite via IHG enrollment in Chase.
Activation required
 Chase Sapphire Reserve Status Annual
2026
 use-based — on-demand
● Lost Luggage Reimbursement ($3K)
$3K per passenger.
Common-carrier ticket on card
 Chase Sapphire Reserve Insurance/Protection On-Demand use-based — on-demand
● No Foreign Transaction Fees
0% FX fee.
While cardmember
 Chase Sapphire Reserve Fee Waiver On-Demand use-based — on-demand
● Primary Auto Rental CDW
PRIMARY coverage — best rental insurance among these cards. Up to vehicle cash value.
Decline rental CDW; charge to card
 Chase Sapphire Reserve Insurance/Protection On-Demand use-based — on-demand
● Purchase Protection ($10K/$50K)
Damage/theft on purchases. LONGER window than Amex (120d vs 90d).
120 days
 Chase Sapphire Reserve Insurance/Protection On-Demand use-based — on-demand
● Reserve Travel Designer
Complimentary travel planning.
While cardmember
 Chase Sapphire Reserve Services On-Demand use-based — on-demand
● Return Protection ($500/$1K)
$500/item, $1K/year. HIGHER per-item than Amex Plat ($300).
Within 90 days
 Chase Sapphire Reserve Insurance/Protection On-Demand use-based — on-demand
● Southwest A-List + $500 SW Credit (spend tier)
Status + $500 SW via Chase Travel.
Spend tier req.
 Chase Sapphire Reserve Travel Spend-Unlocked
2026-spend
 use-based $500
● Travel Accident Insurance ($1M)
Up to $1M AD&D when fare paid with card.
Common-carrier on card
 Chase Sapphire Reserve Insurance/Protection On-Demand use-based — on-demand
● Trip Cancellation/Interruption ($10K/$20K)
Up to $10K/person, $20K/trip.
Trip charged to card
 Chase Sapphire Reserve Insurance/Protection On-Demand use-based — on-demand
● Trip Delay Reimbursement ($500)
Up to $500/ticket.
Delay >6 hours or overnight
 Chase Sapphire Reserve Insurance/Protection On-Demand use-based — on-demand
● Visa Infinite Concierge
24/7 concierge.
While cardmember
 Chase Sapphire Reserve Services On-Demand use-based — on-demand
● World of Hyatt Explorist (at $75K spend)
Activation required after threshold.
Spend $75K to unlock
 Chase Sapphire Reserve Status Spend-Unlocked
2026-spend
 use-based — on-demand