Total Annual Credit Value
$9,796
across 6 cards · 120 tracked benefits
This Period — Outstanding
$11,051.90
of $11,051.90 available right now
Claimed
0.0%
of currently-active credits used
Today
Jun 13, 2026
period clocks tick on cadence
Card Summary — ranked by net annual value (credits − fee)
| Card | Annual Fee | Annual Credit Value | Net | This Period Used | This Period Outstanding | Benefits |
|---|---|---|---|---|---|---|
| Amex Personal Platinum | $895 | $3,183 | $2,288 | $0 | $1,735.95 | 28 |
| Amex Business Platinum | $695 | $2,854 | $2,159 | $0 | $5,114 | 22 |
| Chase Sapphire Reserve | $795 | $2,789 | $1,994 | $0 | $3,244 | 37 |
| Citi / AAdvantage Business World Elite Mastercard | $99 | $300 | $201 | $0 | $335 | 11 |
| Amex Business Gold | $375 | $545 | $170 | $0 | $282.95 | 10 |
| Citi / AAdvantage Platinum Select (Personal) | $99 | $125 | $26 | $0 | $340 | 12 |
All Benefits — 22 shown
| Benefit | Card | Category | Cadence | Annual $ | This Period $ | Status / Mark Used | |
|---|---|---|---|---|---|---|---|
| ● |
$1,000 Dell Technologies Credit
Enrollment req. U.S. Dell direct purchases.
$150 ea Jan-Jun + Jul-Dec; bonus $1K at $5K spend
|
Amex Business Platinum | Business | Semi-Annual 2026-H1 |
$1,000 | $150 | |
| ● |
$600 Amex Travel Hotel Credit
Select prepaid hotels via AmexTravel.com.
Each $300 expires per half-year
|
Amex Business Platinum | Travel | Semi-Annual 2026-H1 |
$600 | $300 | |
| ● |
Priority Pass Select
1,300+ lounges via Priority Pass.
Enrollment required
|
Amex Business Platinum | Lounge | Annual 2026 |
$469 | $469 | |
| ● |
$360 Indeed Credit
Enrollment required. U.S. Indeed purchases.
Each $90 forfeited at end of quarter
|
Amex Business Platinum | Business | Quarterly 2026-Q2 |
$360 | $90 | |
| ● |
$250 Adobe Credit
Spend $600+ on Adobe direct in calendar year for $250 statement credit.
Forfeited at year-end
|
Amex Business Platinum | Business | Annual 2026 |
$250 | $250 | |
| ● |
$120 Wireless Service Credit
U.S. wireless provider direct charges. Enrollment req.
Monthly $10 — does not roll over
|
Amex Business Platinum | Business | Monthly 2026-06 |
$120 | $10 | |
| ● |
Global Entry / TSA PreCheck Credit
Pay GE/TSA application fee with card.
$120 every 4 years
|
Amex Business Platinum | Travel | Every 4 Years | $30 | $120 | |
| ● |
Venue Collection (10% concessions back, $25 cap)
Enrollment req. 10% back at participating stadiums/arenas, capped at $25.
Forfeited end of calendar year
|
Amex Business Platinum | Entertainment | Annual 2026 |
$25 | $25 | |
| ● |
$1,200 Flight Credit (at $250K spend)
Use on AmexTravel.com flights. Currently $62K of $75K shown — Plat track.
Spend $250K by Dec 31 to unlock for next year
|
Amex Business Platinum | Travel | Spend-Unlocked 2026-spend |
use-based | $1,200 | |
| ● |
$2,400 Amex One AP Credit (at $250K spend)
Applies to One AP monthly platform fees.
Spend $250K to unlock for next year
|
Amex Business Platinum | Business | Spend-Unlocked 2026-spend |
use-based | $2,400 | |
| ● |
1.5x MR on $5K+ Eligible Purchases
1.5x on single eligible purchases of $5,000+ or in select business categories.
Cap $2M/cal yr
|
Amex Business Platinum | Points Multiplier | On-Demand | use-based | — | on-demand |
| ● |
35% Airline Bonus (Pay with Points)
Get 35% pts back when redeeming for selected airline flights via AmexTravel.
1M point rebate cap per cal yr
|
Amex Business Platinum | Points Multiplier | Annual 2026 |
use-based | — | on-demand |
| ● |
5x MR on Flights & Prepaid Hotels (AmexTravel)
5x on flights + prepaid hotels through AmexTravel.com.
While account open
|
Amex Business Platinum | Points Multiplier | On-Demand | use-based | — | on-demand |
| ● |
Car Rental Loss & Damage Insurance
Secondary by default; opt into Premium per-rental for primary.
Decline rental CDW
|
Amex Business Platinum | Insurance/Protection | On-Demand | use-based | — | on-demand |
| ● |
Cell Phone Protection ($800/claim)
$50 deductible, max 2 claims/12mo.
Pay cell bill with card month prior
|
Amex Business Platinum | Insurance/Protection | On-Demand | use-based | — | on-demand |
| ● |
Centurion Lounge + Delta Sky Club Access
Same as Personal Plat — but separate guest unlock at $75K business spend ($62K of $75K).
While account open
|
Amex Business Platinum | Lounge | On-Demand | use-based | — | on-demand |
| ● |
Employee Cards (no fee)
Up to 99 employee cards at no annual fee; earn MR on their spend.
While account open
|
Amex Business Platinum | Business | On-Demand | use-based | — | on-demand |
| ● |
Hilton Honors Gold Status
Enrollment required.
While account open
|
Amex Business Platinum | Status | On-Demand | use-based | — | on-demand |
| ● |
Hotel Collection ($100 credit per stay)
Book Hotel Collection via AmexTravel; receive $100 amenity credit.
Per booking, 2-night minimum
|
Amex Business Platinum | Travel | On-Demand | use-based | $100 | |
| ● |
Marriott Bonvoy Gold Elite
Enrollment required.
While account open
|
Amex Business Platinum | Status | On-Demand | use-based | — | on-demand |
| ● |
Purchase Protection / Extended Warranty
Damage/theft 90d. Extended warranty +1 year on warranties ≤5yr.
90d / +1yr beyond mfr
|
Amex Business Platinum | Insurance/Protection | On-Demand | use-based | — | on-demand |
| ● |
Trip Delay & Cancellation Insurance
Trip delay $300, cancellation up to $10K/trip.
Charge full trip to card
|
Amex Business Platinum | Insurance/Protection | On-Demand | use-based | — | on-demand |