Total Annual Credit Value
$9,796
across 6 cards · 120 tracked benefits
This Period — Outstanding
$11,051.90
of $11,051.90 available right now
Claimed
0.0%
of currently-active credits used
Today
Jun 13, 2026
period clocks tick on cadence
Card Summary — ranked by net annual value (credits − fee)
| Card | Annual Fee | Annual Credit Value | Net | This Period Used | This Period Outstanding | Benefits |
|---|---|---|---|---|---|---|
| Amex Personal Platinum | $895 | $3,183 | $2,288 | $0 | $1,735.95 | 28 |
| Amex Business Platinum | $695 | $2,854 | $2,159 | $0 | $5,114 | 22 |
| Chase Sapphire Reserve | $795 | $2,789 | $1,994 | $0 | $3,244 | 37 |
| Citi / AAdvantage Business World Elite Mastercard | $99 | $300 | $201 | $0 | $335 | 11 |
| Amex Business Gold | $375 | $545 | $170 | $0 | $282.95 | 10 |
| Citi / AAdvantage Platinum Select (Personal) | $99 | $125 | $26 | $0 | $340 | 12 |
All Benefits — 11 shown
| Benefit | Card | Category | Cadence | Annual $ | This Period $ | Status / Mark Used | |
|---|---|---|---|---|---|---|---|
| ● |
Domestic Companion Certificate (at $30K spend)
Domestic main cabin companion ticket; taxes/fees apply (~$300+ value).
Earn after $30K cardmember-year spend + renew
|
Citi / AAdvantage Business World Elite Mastercard | Travel | Spend-Unlocked 2026-spend |
$300 | $300 | |
| ● |
10% Off AA Vacations
10% off non-flight components.
Per booking
|
Citi / AAdvantage Business World Elite Mastercard | Travel | On-Demand | use-based | — | on-demand |
| ● |
25% Inflight Food/Beverage Savings
Auto credit.
Per purchase
|
Citi / AAdvantage Business World Elite Mastercard | Dining | On-Demand | use-based | — | on-demand |
| ● |
25% Inflight Wi-Fi Savings
25% off AA inflight Wi-Fi when paid with card.
Per purchase
|
Citi / AAdvantage Business World Elite Mastercard | Travel | On-Demand | use-based | — | on-demand |
| ● |
Citi Flex Pay on Amazon (0% APR 3mo)
Choose 3-month Flex Pay plan at Amazon checkout, 0% APR.
Per eligible purchase
|
Citi / AAdvantage Business World Elite Mastercard | Shopping | On-Demand | use-based | — | on-demand |
| ● |
First Checked Bag Free (AA Domestic)
~$35/segment value.
Per AA flight
|
Citi / AAdvantage Business World Elite Mastercard | Travel | On-Demand | use-based | $35 | |
| ● |
Loyalty Points (status earn)
Earn LPs via card spend toward AA elite.
AA status year
|
Citi / AAdvantage Business World Elite Mastercard | Status | Annual 2026 |
use-based | — | on-demand |
| ● |
MasterRental Coverage (Auto Rental L&D)
Decline rental CDW + pay full rental with card. Mastercard secondary coverage.
Per rental
|
Citi / AAdvantage Business World Elite Mastercard | Insurance/Protection | On-Demand | use-based | — | on-demand |
| ● |
Mastercard Lyft Airport (10% off)
10% off scheduled airport rides via Lyft.
Per ride
|
Citi / AAdvantage Business World Elite Mastercard | Travel | On-Demand | use-based | — | on-demand |
| ● |
No Foreign Transaction Fees
0% FX fee.
Always
|
Citi / AAdvantage Business World Elite Mastercard | Fee Waiver | On-Demand | use-based | — | on-demand |
| ● |
Preferred Boarding (Group 5)
Automatic on AA-operated flights.
Per AA flight
|
Citi / AAdvantage Business World Elite Mastercard | Travel | On-Demand | use-based | — | on-demand |