Total Annual Credit Value
$9,796
across 6 cards · 120 tracked benefits
This Period — Outstanding
$11,051.90
of $11,051.90 available right now
Claimed
0.0%
of currently-active credits used
Today
Jun 13, 2026
period clocks tick on cadence

Card Summary — ranked by net annual value (credits − fee)

Card Annual Fee Annual Credit Value Net This Period Used This Period Outstanding Benefits
Amex Personal Platinum $895 $3,183 $2,288 $0 $1,735.95 28
Amex Business Platinum $695 $2,854 $2,159 $0 $5,114 22
Chase Sapphire Reserve $795 $2,789 $1,994 $0 $3,244 37
Citi / AAdvantage Business World Elite Mastercard $99 $300 $201 $0 $335 11
Amex Business Gold $375 $545 $170 $0 $282.95 10
Citi / AAdvantage Platinum Select (Personal) $99 $125 $26 $0 $340 12
Reset

All Benefits — 120 shown

Benefit Card Category Cadence Annual $ This Period $ Status / Mark Used
● $1,000 Dell Technologies Credit
Enrollment req. U.S. Dell direct purchases.
$150 ea Jan-Jun + Jul-Dec; bonus $1K at $5K spend
 Amex Business Platinum Business Semi-Annual
2026-H1
 $1,000 $150
● $600 Amex Travel Hotel Credit
Select prepaid hotels via AmexTravel.com.
Each $300 expires per half-year
 Amex Business Platinum Travel Semi-Annual
2026-H1
 $600 $300
● $600 Hotel Credit (FHR/THC)
Book Fine Hotels & Resorts (FHR) or Hotel Collection (2-night min) prepaid via AmexTravel.com.
$300 Jan-Jun + $300 Jul-Dec; each half forfeited if unused
 Amex Personal Platinum Travel Semi-Annual
2026-H1
 $600 $300
● $500 The Edit by Chase Travel Credit
Stays 2+ nights via The Edit by Chase Travel.
$250 Jan-Jun + $250 Jul-Dec, each forfeited at half-year
 Chase Sapphire Reserve Travel Semi-Annual
2026-H1
 $500 $250
● Priority Pass Select
1,300+ lounges. NO restaurant/spa credits. Standard guest fees apply.
Enrollment required
 Amex Personal Platinum Lounge Annual
2026
 $469 $469
● Priority Pass Select
1,300+ lounges via Priority Pass.
Enrollment required
 Amex Business Platinum Lounge Annual
2026
 $469 $469
● Priority Pass Select + Sapphire Lounges
Includes Sapphire/Chase Lounges + Priority Pass restaurants.
Enrollment required
 Chase Sapphire Reserve Lounge Annual
2026
 $469 $469
● $400 Resy Dining Credit
Enrollment req. U.S. Resy restaurants and Resy purchases.
Each $100 forfeited at end of calendar quarter
 Amex Personal Platinum Dining Quarterly
2026-Q2
 $400 $100
● $400 ZipRecruiter Credit
Statement credit on ZipRecruiter.
Cardmember year
 Chase Sapphire Reserve Business Annual
2026
 $400 $400
● $360 Indeed Credit
Enrollment required. U.S. Indeed purchases.
Each $90 forfeited at end of quarter
 Amex Business Platinum Business Quarterly
2026-Q2
 $360 $90
● $300 Annual Travel Credit
Auto-applies to virtually any travel purchase. Easiest credit to use.
Cardmember anniversary year
 Chase Sapphire Reserve Travel Annual
2026
 $300 $300
● $300 Digital Entertainment Credit
Eligible: Disney+, Hulu, ESPN+, Disney Bundle, NYT, WSJ, Peacock, Audible. Enrollment required.
Each month's $25 forfeited if unused
 Amex Personal Platinum Entertainment Monthly
2026-06
 $300 $25
● $300 DoorDash Promos
Activation required. Promos applied via DoorDash app.
Each month's $25 forfeited end of month
 Chase Sapphire Reserve Dining Monthly
2026-06
 $300 $25
● $300 Lululemon Credit
Enrollment req. U.S. lululemon in-store or online.
Each $75 forfeited at end of calendar quarter
 Amex Personal Platinum Shopping Quarterly
2026-Q2
 $300 $75
● Domestic Companion Certificate (at $30K spend)
Domestic main cabin companion ticket; taxes/fees apply (~$300+ value).
Earn after $30K cardmember-year spend + renew
 Citi / AAdvantage Business World Elite Mastercard Travel Spend-Unlocked
2026-spend
 $300 $300
● $250 Adobe Credit
Spend $600+ on Adobe direct in calendar year for $250 statement credit.
Forfeited at year-end
 Amex Business Platinum Business Annual
2026
 $250 $250
● $250 Chase Travel Hotels Credit
Select hotels via Chase Travel portal.
Cardmember year
 Chase Sapphire Reserve Travel Annual
2026
 $250 $250
● $240 Flexible Business Credit
Enrollment req. FedEx, Grubhub, Office Supply Stores. U.S. only.
Each month's $20 forfeited if unused
 Amex Business Gold Business Monthly
2026-06
 $240 $20
● $209 CLEAR Plus Credit
Pay CLEAR+ with Plat; statement credit applied.
Auto-renewing CLEAR+ membership required
 Amex Personal Platinum Travel Annual
2026
 $209 $209
● $200 Airline Fee Credit
Select one airline (yours: American). Incidental fees only — bags, seat selection, lounge day pass. Airfare/upgrades/awards do NOT qualify.
Forfeited Dec 31 if unused
 Amex Personal Platinum Travel Annual
2026
 $200 $200
● $200 Google Workspace Credit
Statement credit on Google Workspace subscription.
Cardmember year
 Chase Sapphire Reserve Business Annual
2026
 $200 $200
● $200 Oura Ring Credit
Enrollment req. Direct from Oura.
One-time per calendar year
 Amex Personal Platinum Wellness Annual
2026
 $200 $200
● $200 Uber Cash
Add Plat as Uber payment method. Auto-deposits monthly.
Each month's $15 expires end of month. Dec gets $35.
 Amex Personal Platinum Travel Monthly
2026-06
 $200 $15
● Walmart+ Membership Credit
Plus Ups (annual) excluded. Includes Paramount+ Essential.
Monthly auto-renew Walmart+ required (NOT annual plan)
 Amex Personal Platinum Shopping Monthly
2026-06
 $155 $12.95
● Walmart+ Membership Credit
Same as Personal Plat — pay monthly Walmart+ with this card.
Monthly auto-renew required
 Amex Business Gold Shopping Monthly
2026-06
 $155 $12.95
● $150 Squarespace Credit
Enrollment req. U.S. Squarespace direct purchases.
Forfeited Dec 31
 Amex Business Gold Business Annual
2026
 $150 $150
● $125 American Airlines Flight Discount (at $20K spend)
Reissued each cardmember year if you hit threshold.
Earn after $20K spend in cardmember year + renew
 Citi / AAdvantage Platinum Select (Personal) Travel Spend-Unlocked
2026-spend
 $125 $125
● $120 Lyft Credit ($10/mo)
Set CSR as default Lyft payment.
Each $10 expires monthly
 Chase Sapphire Reserve Travel Monthly
2026-06
 $120 $10
● $120 Uber One Membership
Subscribe to Uber One ($9.99/mo); $10 statement credit posts each month.
Auto-renew Uber One membership required
 Amex Personal Platinum Dining Monthly
2026-06
 $120 $10
● $120 Wireless Service Credit
U.S. wireless provider direct charges. Enrollment req.
Monthly $10 — does not roll over
 Amex Business Platinum Business Monthly
2026-06
 $120 $10
● Complimentary DashPass ($120 value)
Free DashPass membership. Activate via Chase/DoorDash.
Activation required by deadline
 Chase Sapphire Reserve Dining Annual
2026
 $120 $120
● $100 Curated Gift Card Credit
Redeem via Chase portal.
Cardmember year
 Chase Sapphire Reserve Shopping Annual
2026
 $100 $100
● Global Entry / TSA / NEXUS Credit
Pay app fee with card.
Every 4 years
 Chase Sapphire Reserve Travel Every 4 Years $30 $120
● Global Entry / TSA PreCheck Credit
Pay Global Entry application fee with card.
$120 every 4 years (or $85 TSA every 4.5y)
 Amex Personal Platinum Travel Every 4 Years $30 $120
● Global Entry / TSA PreCheck Credit
Pay GE/TSA application fee with card.
$120 every 4 years
 Amex Business Platinum Travel Every 4 Years $30 $120
● Venue Collection (10% concessions back, $25 cap)
Enrollment req. 10% back at participating stadiums/arenas, capped at $25.
Forfeited end of calendar year
 Amex Business Platinum Entertainment Annual
2026
 $25 $25
● $1,200 Flight Credit (at $250K spend)
Use on AmexTravel.com flights. Currently $62K of $75K shown — Plat track.
Spend $250K by Dec 31 to unlock for next year
 Amex Business Platinum Travel Spend-Unlocked
2026-spend
 use-based $1,200
● $2,400 Amex One AP Credit (at $250K spend)
Applies to One AP monthly platform fees.
Spend $250K to unlock for next year
 Amex Business Platinum Business Spend-Unlocked
2026-spend
 use-based $2,400
● $500 Shops at Chase Credit (at spend tier)
Redeem via Chase Shops portal.
Unlocked at higher spend tier
 Chase Sapphire Reserve Shopping Spend-Unlocked
2026-spend
 use-based $500
● 1.5x MR on $5K+ Eligible Purchases
1.5x on single eligible purchases of $5,000+ or in select business categories.
Cap $2M/cal yr
 Amex Business Platinum Points Multiplier On-Demand use-based — on-demand
● 10% Miles Back on Redemptions (10K cap)
10% of miles refunded, up to 10K miles/year.
Cap resets each cal yr
 Citi / AAdvantage Platinum Select (Personal) Points Multiplier Annual
2026
 use-based — on-demand
● 10% Off AA Vacations
10% off qualifying AA Vacations packages.
Per booking
 Citi / AAdvantage Platinum Select (Personal) Travel On-Demand use-based — on-demand
● 10% Off AA Vacations
10% off non-flight components.
Per booking
 Citi / AAdvantage Business World Elite Mastercard Travel On-Demand use-based — on-demand
● 1:1 Point Transfer to Travel Partners
United, Hyatt, Southwest, Air Canada, Air France-KLM, BA, etc.
While account open
 Chase Sapphire Reserve Points Multiplier On-Demand use-based — on-demand
● 25% Inflight Food/Beverage Savings
Auto statement credit on AA inflight F&B charged to card.
Per purchase
 Citi / AAdvantage Platinum Select (Personal) Dining On-Demand use-based — on-demand
● 25% Inflight Food/Beverage Savings
Auto credit.
Per purchase
 Citi / AAdvantage Business World Elite Mastercard Dining On-Demand use-based — on-demand
● 25% Inflight Wi-Fi Savings
25% off AA inflight Wi-Fi when paid with card.
Per purchase
 Citi / AAdvantage Business World Elite Mastercard Travel On-Demand use-based — on-demand
● 2x AA Miles on AA + Restaurants + Gas
2 AAdvantage miles per $1 on AA, restaurants, gas.
Per transaction
 Citi / AAdvantage Platinum Select (Personal) Points Multiplier On-Demand use-based — on-demand
● 35% Airline Bonus (Pay with Points)
Get 35% pts back when redeeming for selected airline flights via AmexTravel.
1M point rebate cap per cal yr
 Amex Business Platinum Points Multiplier Annual
2026
 use-based — on-demand
● 3x Advertising Points
3x UR on eligible advertising spend.
While account open
 Chase Sapphire Reserve Points Multiplier On-Demand use-based — on-demand
● 3x MR on AmexTravel Flights & Hotels
3x via AmexTravel.com prepaid bookings.
While account open
 Amex Business Gold Points Multiplier On-Demand use-based — on-demand
● 4x Direct Flights/Hotels Points
4x UR pts when booking direct with airline/hotel.
While account open
 Chase Sapphire Reserve Points Multiplier On-Demand use-based — on-demand
● 4x MR on Top 2 Categories (auto-picked)
Categories: U.S. transit, gas, restaurants, advertising, shipping, tech/cloud/software. Top 2 picked monthly automatically.
Cap $150K combined per cal yr then 1x
 Amex Business Gold Points Multiplier Monthly
2026-06
 use-based — on-demand
● 5x Lyft Points
5x UR pts per $1 on Lyft (in addition to $120 credit).
Through partnership
 Chase Sapphire Reserve Points Multiplier On-Demand use-based — on-demand
● 5x MR on Flights & Prepaid Hotels (AmexTravel)
5x on flights + prepaid hotels through AmexTravel.com.
While account open
 Amex Business Platinum Points Multiplier On-Demand use-based — on-demand
● 5x MR on Flights (direct or AmexTravel)
5 MR per $1 — best earn rate available.
Cap $500K/cal yr then 1x
 Amex Personal Platinum Points Multiplier On-Demand use-based — on-demand
● 5x MR on Prepaid Hotels (AmexTravel)
5 MR per $1 on AmexTravel.com prepaid hotels.
While account open
 Amex Personal Platinum Points Multiplier On-Demand use-based — on-demand
● 8x Chase Travel Points
8x UR pts on Chase Travel portal.
While account open
 Chase Sapphire Reserve Points Multiplier On-Demand use-based — on-demand
● Avis President's Club / Hertz Pres Circle / Nat'l Exec
Top-tier rental status across 3 majors.
Enroll via Chase benefits portal
 Chase Sapphire Reserve Status On-Demand use-based — on-demand
● Baggage Delay Insurance ($500)
$100/day for 5 days.
Delay >6 hours
 Chase Sapphire Reserve Insurance/Protection On-Demand use-based — on-demand
● Baggage Insurance ($2K checked / $3K carry-on)
Lost, damaged, or stolen baggage on common carrier.
Ticket charged to card
 Amex Personal Platinum Insurance/Protection On-Demand use-based — on-demand
● Car Rental Loss & Damage Insurance
Secondary by default; opt into Premium per-rental for primary.
Decline rental CDW
 Amex Business Platinum Insurance/Protection On-Demand use-based — on-demand
● Cell Phone Protection ($1K/claim)
$50 deductible. HIGHER limit ($1K) than Amex cards' $800.
Pay cell bill with card
 Chase Sapphire Reserve Insurance/Protection On-Demand use-based — on-demand
● Cell Phone Protection ($800/claim)
$50 deductible, max 2 claims/12mo. Theft/damage only — not loss.
Pay cell bill with card month before incident
 Amex Personal Platinum Insurance/Protection On-Demand use-based — on-demand
● Cell Phone Protection ($800/claim)
$50 deductible, max 2 claims/12mo.
Pay cell bill with card month prior
 Amex Business Platinum Insurance/Protection On-Demand use-based — on-demand
● Cell Phone Protection ($800/claim)
$50 deductible, max 2 claims/12mo.
Pay cell bill with card month prior
 Amex Business Gold Insurance/Protection On-Demand use-based — on-demand
● Centurion Lounge + Delta Sky Club Access
Same as Personal Plat — but separate guest unlock at $75K business spend ($62K of $75K).
While account open
 Amex Business Platinum Lounge On-Demand use-based — on-demand
● Centurion Lounge Access
Show Plat + same-day boarding pass. 2 guests free if you spend $75K/cal yr (you're at $57,826).
While account open
 Amex Personal Platinum Lounge On-Demand use-based — on-demand
● Citi Flex Pay on Amazon (0% APR 3mo)
Choose 3-month Flex Pay plan at Amazon checkout, 0% APR.
Per eligible purchase
 Citi / AAdvantage Business World Elite Mastercard Shopping On-Demand use-based — on-demand
● Damage & Theft Purchase Protection
Per claim caps in Citi Guide to Protection Benefits.
90d from purchase
 Citi / AAdvantage Platinum Select (Personal) Insurance/Protection On-Demand use-based — on-demand
● Delta Sky Club Access (10 visits / unlimited at $75K)
Must fly Delta same-day. Currently UNLIMITED through Jan 31, 2027.
Visits reset Feb 1
 Amex Personal Platinum Lounge Annual
2026
 use-based — on-demand
● Emergency Evacuation ($100K)
Coordinated through benefit administrator. Up to $100K.
Per incident
 Chase Sapphire Reserve Insurance/Protection On-Demand use-based — on-demand
● Emergency Medical & Dental
Reimbursement while traveling.
Per incident
 Chase Sapphire Reserve Insurance/Protection On-Demand use-based — on-demand
● Employee Cards (no fee)
Up to 99 employee cards at no annual fee; earn MR on their spend.
While account open
 Amex Business Platinum Business On-Demand use-based — on-demand
● Extended Warranty
Note: shorter base warranty req than Amex/Chase.
Original mfr warranty ≤12 months
 Citi / AAdvantage Platinum Select (Personal) Insurance/Protection On-Demand use-based — on-demand
● Extended Warranty (+1 year)
Adds 1 year to U.S. manufacturer warranty.
Original warranty must be ≤5y
 Amex Personal Platinum Insurance/Protection On-Demand use-based — on-demand
● Extended Warranty (+1y on ≤3y warranties)
Adds 1 year. Note: Amex covers warranties up to 5y.
Original warranty ≤3yr
 Chase Sapphire Reserve Insurance/Protection On-Demand use-based — on-demand
● Fine Hotels & Resorts ($600+/stay value)
Daily breakfast for 2, noon check-in, 4pm late checkout (guaranteed), upgrade, $100 amenity, Wi-Fi.
Per stay
 Amex Personal Platinum Travel On-Demand use-based — on-demand
● First Checked Bag Free (AA Domestic)
~$35/segment value. Cardmember + up to 4 companions on same domestic itinerary.
Per AA flight
 Citi / AAdvantage Platinum Select (Personal) Travel On-Demand use-based $35
● First Checked Bag Free (AA Domestic)
~$35/segment value.
Per AA flight
 Citi / AAdvantage Business World Elite Mastercard Travel On-Demand use-based $35
● Hilton Honors Gold Status
Enrollment required. 80% bonus pts, room upgrades, daily F&B credit, 5th-night-free awards.
While Plat is open
 Amex Personal Platinum Status On-Demand use-based — on-demand
● Hilton Honors Gold Status
Enrollment required.
While account open
 Amex Business Platinum Status On-Demand use-based — on-demand
● Hotel Collection ($100 credit per stay)
Book Hotel Collection via AmexTravel; receive $100 amenity credit.
Per booking, 2-night minimum
 Amex Business Platinum Travel On-Demand use-based $100
● IHG One Diamond Elite (at $120K spend)
Activation req.
Spend $120K to unlock top tier
 Chase Sapphire Reserve Status Spend-Unlocked
2026-spend
 use-based — on-demand
● IHG One Rewards Platinum Elite
Auto Platinum Elite via IHG enrollment in Chase.
Activation required
 Chase Sapphire Reserve Status Annual
2026
 use-based — on-demand
● Lost Luggage Reimbursement ($3K)
$3K per passenger.
Common-carrier ticket on card
 Chase Sapphire Reserve Insurance/Protection On-Demand use-based — on-demand
● Loyalty Points (status earn)
1 LP per AA mile from purchases — counts toward AA elite.
AA status year Mar 1 - Feb 28
 Citi / AAdvantage Platinum Select (Personal) Status Annual
2026
 use-based — on-demand
● Loyalty Points (status earn)
Earn LPs via card spend toward AA elite.
AA status year
 Citi / AAdvantage Business World Elite Mastercard Status Annual
2026
 use-based — on-demand
● Marriott Bonvoy Gold Elite
25% bonus pts, room upgrades, 2pm late checkout. Enrollment required.
While Plat is open
 Amex Personal Platinum Status On-Demand use-based — on-demand
● Marriott Bonvoy Gold Elite
Enrollment required.
While account open
 Amex Business Platinum Status On-Demand use-based — on-demand
● MasterRental Coverage (Auto Rental L&D)
Decline rental CDW + pay full rental with card. Mastercard secondary coverage.
Per rental
 Citi / AAdvantage Business World Elite Mastercard Insurance/Protection On-Demand use-based — on-demand
● Mastercard Lyft Airport (10% off)
10% off scheduled airport rides via Lyft.
Per ride
 Citi / AAdvantage Business World Elite Mastercard Travel On-Demand use-based — on-demand
● No Foreign Transaction Fees
Saves ~3% per international purchase.
While cardmember
 Amex Personal Platinum Fee Waiver On-Demand use-based — on-demand
● No Foreign Transaction Fees
Saves ~2.7-3% per international purchase.
While cardmember
 Amex Business Gold Fee Waiver On-Demand use-based — on-demand
● No Foreign Transaction Fees
0% FX fee.
While cardmember
 Chase Sapphire Reserve Fee Waiver On-Demand use-based — on-demand
● No Foreign Transaction Fees
0% FX fee.
Always
 Citi / AAdvantage Platinum Select (Personal) Fee Waiver On-Demand use-based — on-demand
● No Foreign Transaction Fees
0% FX fee.
Always
 Citi / AAdvantage Business World Elite Mastercard Fee Waiver On-Demand use-based — on-demand
● Preferred Boarding (Group 5)
Automatic on AA-operated flights with AAdvantage # in res.
Per AA flight
 Citi / AAdvantage Platinum Select (Personal) Travel On-Demand use-based — on-demand
● Preferred Boarding (Group 5)
Automatic on AA-operated flights.
Per AA flight
 Citi / AAdvantage Business World Elite Mastercard Travel On-Demand use-based — on-demand
● Premium Global Assist Hotline ($15K medical evac)
Free coordination + emergency medical evacuation.
100+ miles from home
 Amex Personal Platinum Insurance/Protection On-Demand use-based — on-demand
● Primary Auto Rental CDW
PRIMARY coverage — best rental insurance among these cards. Up to vehicle cash value.
Decline rental CDW; charge to card
 Chase Sapphire Reserve Insurance/Protection On-Demand use-based — on-demand
● Purchase Protection ($10K/$50K)
Damage/theft of items charged to card. File within 30 days.
90 days from purchase
 Amex Personal Platinum Insurance/Protection On-Demand use-based — on-demand
● Purchase Protection ($10K/$50K)
Damage/theft on purchases. LONGER window than Amex (120d vs 90d).
120 days
 Chase Sapphire Reserve Insurance/Protection On-Demand use-based — on-demand
● Purchase Protection / Extended Warranty
Damage/theft 90d. Extended warranty +1 year on warranties ≤5yr.
90d / +1yr beyond mfr
 Amex Business Platinum Insurance/Protection On-Demand use-based — on-demand
● Purchase Protection / Extended Warranty
$10K/$50K limits. Extended warranty +1yr on warranties ≤5yr.
90d / +1yr
 Amex Business Gold Insurance/Protection On-Demand use-based — on-demand
● Reserve Travel Designer
Complimentary travel planning.
While cardmember
 Chase Sapphire Reserve Services On-Demand use-based — on-demand
● Return Protection ($300/$1K)
If merchant won't take return, Amex refunds. $1K/year cap.
Within 90 days of purchase
 Amex Personal Platinum Insurance/Protection On-Demand use-based — on-demand
● Return Protection ($500/$1K)
$500/item, $1K/year. HIGHER per-item than Amex Plat ($300).
Within 90 days
 Chase Sapphire Reserve Insurance/Protection On-Demand use-based — on-demand
● Southwest A-List + $500 SW Credit (spend tier)
Status + $500 SW via Chase Travel.
Spend tier req.
 Chase Sapphire Reserve Travel Spend-Unlocked
2026-spend
 use-based $500
● The Hotel Collection ($100 credit, 2-night min)
Book via AmexTravel; $100 on-property amenity credit.
Per stay
 Amex Business Gold Travel On-Demand use-based $100
● Travel Accident Insurance ($1M)
Up to $1M AD&D when fare paid with card.
Common-carrier on card
 Chase Sapphire Reserve Insurance/Protection On-Demand use-based — on-demand
● Trip Cancellation/Interruption ($10K/$20K)
Up to $10K/person, $20K/trip.
Trip charged to card
 Chase Sapphire Reserve Insurance/Protection On-Demand use-based — on-demand
● Trip Cancellation/Interruption ($10K/trip)
$20K/year cap. Covers illness, severe weather, etc.
Common-carrier fare on card
 Amex Personal Platinum Insurance/Protection On-Demand use-based — on-demand
● Trip Delay & Cancellation Insurance
Trip delay $300, cancellation up to $10K/trip.
Charge full trip to card
 Amex Business Platinum Insurance/Protection On-Demand use-based — on-demand
● Trip Delay / Baggage / Car Rental L&D
Trip delay ~$300, baggage $1,250 carry/$500 checked, car rental L&D secondary.
Trip charged to card
 Amex Business Gold Insurance/Protection On-Demand use-based — on-demand
● Trip Delay Insurance ($500)
Delay must exceed 6 hours. Max 2 claims per 12mo.
Common-carrier ticket charged to card
 Amex Personal Platinum Insurance/Protection On-Demand use-based — on-demand
● Trip Delay Reimbursement ($500)
Up to $500/ticket.
Delay >6 hours or overnight
 Chase Sapphire Reserve Insurance/Protection On-Demand use-based — on-demand
● Up to $180 Turo Statement Credits
Enrollment may be required.
Limited-time promo — verify current end date
 Citi / AAdvantage Platinum Select (Personal) Travel On-Demand use-based $180
● Visa Infinite Concierge
24/7 concierge.
While cardmember
 Chase Sapphire Reserve Services On-Demand use-based — on-demand
● World of Hyatt Explorist (at $75K spend)
Activation required after threshold.
Spend $75K to unlock
 Chase Sapphire Reserve Status Spend-Unlocked
2026-spend
 use-based — on-demand